Step-by-Step Guide to Cash Out BTC to Franc CFA (XOF/XAF) in 2025

For years, users across West and Central Africa have struggled with one recurring issue, how to turn Bitcoin into Franc CFA (XOF or XAF) quickly, safely, and without paying high fees, especially since the rapid growth of bitcoin adoption acros Francophone Africa.  In fact, Chainalysis reports that Sub-Saharan Africa saw over $100 billion in crypto transactions in previous years, with countries like Senegal, Côte d’Ivoire, and Cameroon seeing a surge in Bitcoin usage for remittances, savings, and business transactions. 

Bank restrictions, poor exchange rates, and complicated platforms have made what should be a simple transaction feel like navigating a maze. In many cases, people were forced to either rely on untrusted third parties or go through  processes involving multiple apps and hidden fees. With Bitnob, this has finally come to an end. 

Bitnob is a trusted and user-friendly solution, enabling anyone in the Francophone region to receive Bitcoin and cash out directly in Franc CFA, XOF/XAF. Whether you're in Senegal, Côte d’Ivoire, Cameroon, or Togo, Bitnob simplifies the process by giving you direct access to your funds in the currency you actually spend  without sacrificing speed or security.  In this blog, we’ll walk you through a step-by-step guide on how to convert your Bitcoin to Franc CFA using the Bitnob app in 2025. 

How to Receive Bitcoin on Bitnob in 2025

Whether it’s freelancers looking to be paid in BTC by international clients, individuals receiving remittances from family abroad, or crypto traders looking for the best platform for receiving Bitcoin, Bitnob is the best platform. To receive BTC on Bitnob, you need to create an account. Creating an account is simple. Download the app, sign up, and you’ll automatically get a USD wallet and a Bitcoin wallet. 

To receive Bitcoin via the lightning network on Bitnob, follow the steps below -

• Tap the “Actions” tab at the bottom of your home page
• The app actions will pop up on your screen
• Tap "Receive"
• Tap "Receive via Lightning"
• Input the transaction details, and complete it with a description
• Tap "Create Invoice"
• Tap the green squares to copy the Lightning Invoice or Tap "Share" to send the Lightning Invoice directly

Onchain transactions, on the other hand, involve direct transfers on the Bitcoin blockchain. Your customer might not be used to the Lightning Network. To accept Bitcoin payments, you need to create a Bitnob account, as you will be automatically provided with both a USD wallet and a BTC wallet. 

Here is a quick step-by-step guide on how to receive BTC via onchain.

• Tap “Actions” at the bottom of your app's home page
• Tap "Accounts"
• Swipe left to your BTC Wallet
• Tap “Receive”
• Tap “Receive Onchain”
• Copy and share the generated BTC wallet address.

To directly cash out your BTC to your local currency like Franc CFA (XOF/XAF), you need to sell the Bitcoin you have received, after which the money will be deposited in your Bitnob wallet. 

To sell your Bitcoin: 

• Tap “Actions” at the bottom of your app's home page
• Tap "Accounts"
• Swipe left to your BTC Wallet
• Tap "Sell"
• The app will take you to the sell page
• Input the amount you want to sell in USD
• Tap "Continue"
• Input a transaction note to help you remember your transaction
• Tap "Next"
• Crosscheck the transaction summary for any correction
• Tap “Complete BTC sale”

How to Cash Out BTC to Franc CFA (XOF/XAF) in 2025
 

1. Open Your Bitnob App
2. Tap "Withdraw" in the Quick Links Section of the homepage
3. Add a Destination Account: tap “Add new destination” if you’re withdrawing to a new account.
4. Select the country you’re withdrawing to with its local currency
5. Choose your preferred payment method (Bank Account or Mobile Money)
6. Input the details of the receiving account, either the bank account or mobile money 
7. Input the amount you want to withdraw in USD: The app will display the equivalent amount in the local currency based on the current exchange rate.
8. Review Your Transaction and complete the withdrawal.

Conclusion

Accessing your BTC in local currency shouldn’t be complicated, and with Bitnob, it no longer is. Whether you’re working remotely, receiving remittances, or simply storing value in BTC, Bitnob helps you to cash out your BTC to Franc CFA (XOF or XAF) seamlessly and securely.

In a region where traditional financial systems often fall short, Bitnob offers a fast, transparent, and reliable alternative, putting financial control directly in your hands. Download the Bitnob app and start cashing out to CFA with ease today.