How to Create a Virtual Card on Bitnob

In March 2022, the Central Bank of Nigeria restricted debit cards to $20 monthly for international transactions. Later in the year, debit cards were completely restricted from being used for any international transactions. 

Nigerian banks started advising their customers to opt for the bank’s dollar cards instead for international transactions. 

Although this looked like a quick fix to the problem, little did people know that it takes a long time to get a dollar card from the bank. Not everybody could have access to a dollar card in Nigeria. 

Although Bitnob serves other African countries, bank restrictions aren’t something that is peculiar to Nigeria. 

In order to buy things online comfortably without having to deal with surprise bank restrictions and the long process of getting your dollar card, a much simpler way was necessary — something more accessible, cost-effective, and fast. 

This is where Bitnob comes in. Recently, Bitnob launched the Bitnob virtual dollar card. With this card, you do not have to worry about waiting in a long queue. You can get a virtual card within a couple of minutes and start using it to shop, subscribe to your favorite apps and services or register for courses online. 

Why Use the Bitnob Virtual Dollar Card?

Before we go into how you can create a virtual dollar card on Bitnob, here are some reasons why you should have a Bitnob virtual card:

Easily make payments on international platforms

Are there services that you regularly subscribe to like Spotify, Zoom, Youtube Premium, or Netflix? Or do you like shopping from platforms like Amazon, AliExpress, or Shein? Is there an online course that you want to register for?

The Bitnob virtual card makes it really easy to easily make payments on international platforms. You’re no longer limited by bank restrictions. 

Freedom from central bank restrictions

One of the downsides of having a debit card or a dollar card issued by the bank is that you are limited to the restrictions set by the central bank. One day you’re able to use your debit card for international transactions and the next minute you’re restricted from doing the transaction you were able to. 

With the Bitnob virtual dollar card, you no longer have to worry about central bank restrictions. You are able to spend money online without limits. 

Keep track of your spending

On the Bitnob app, you get to see every transaction you made using your virtual card. This helps you to track and monitor how you used your virtual cards. This keeps you on top of your spending habits to make better financial decisions. 

Freedom to customize your card

You’re not just offered the freedom to pay for goods and services from a multitude of online stores and platforms, you also have the opportunity to customize your virtual card.

You can change the color, give your card a name and also give your cards a description. This helps also to distinguish the multiple virtual cards you have on the Bitnob app. 

Ability to freeze your card 

In a situation where the details of your virtual card fall into the hands of the wrong people, the funds in your virtual card would be at risk. 

On the app, you are given the option to freeze your card. When you freeze your card, those who have access to your virtual card details can no longer access the funds in your virtual card.  

You can delete that card and the funds in the card are refunded to your USD wallet. Since the process of creating a virtual card on the Bitnob app is simple, you can create a new card within minutes and continue shopping. 

Ability to create multiple cards to categorize transactions

If you’re the kind of person who likes to categorize your transactions, you can easily create more than one virtual card on the Bitnob app. You’re able to give each of the cards you create a name and a unique description to help you differentiate between your cards. 

Fund your card with up to $10,000

On the Bitnob app, you can fund every card that you create with up to $10,000. You can make large online transactions. However, you can only top up your card with $5,000 at each top-up. 

How to Create a Bitnob Virtual Card

• Tap on “Cards” on the Quick Links section of the homepage
• Click on “Create a new virtual card"
• If you’ve not done your KYC, you’ll be requested to complete it.
• Customize your card by giving it a name and changing the color you prefer.
• Enter the amount you want to fund your card with then tap on “Next Create Card”. You can top up a minimum of $3 and a maximum of $5,000.
• Personalize your card then tap on ‘Next - Confirm your transaction pin’
• Enter your transaction pin

Voila! You’ve successfully created your virtual dollar card and funded it. It’s now all set and ready to use. 

Ready to shop without limits?

Being limited on how to spend your money should be a thing of the past. So long as you have the money to spend, you should be able to spend it the way to want to and where you want to. 

The Bitnob virtual dollar card is your tool to take back your financial power to spend however you want wherever you want. The Bitnob app makes it easy for you to create a virtual card and you can start spending within minutes.  

Are you ready to be limitless with the Bitnob virtual dollar card? Click here to get your Bitnob virtual dollar card today.